GKS FINANCE
Financial experience

Financial experience
at the service of your projects

We don't just lend money. We analyze your situation to structure and offer you the best financing solution adapted to the fiscal and asset reality of Finland, Norway, and England – always with full cost transparency.

Unsecured personal loan

Any-purpose loan

The any-purpose personal loan gives you total freedom to use the funds: for unforeseen events, weddings, travel, or simply to improve your cash flow. You don't need to justify the expenses. It is fast, flexible, and designed according to the financial legislation of Finland, Norway, and England.

Fixed interest rate for the entire life of the loan. Instalments are equal and transparent from the first month. We speed up the process so you receive the money (usually within 24-48h) after your application is approved.

Max amount 75.000 €
Max term 84 months
Rate type Fixed
Apply for funding

Car and Motorbike Loan

We finance up to 100% of the purchase (new or used vehicles), including transfer fees and accessories. Specific processing adapted to the market of Finland, Norway, and England, including bonuses for sustainable mobility.

Linked loan: if the purchase is cancelled, the credit is automatically cancelled. You only start paying when the car is registered in your name.

Max amount 100.000 €
Max term 120 months
Benefit Security
Finance vehicle
Car purchase
Home Improvement

Renovation and Efficiency Loan

Boost the value of your home or premises with energy efficiency adaptations or to improve your space. We finance both comprehensive works and materials if you decide to do it yourself.

Extended terms available for sustainable improvements, designed for energy savings and regulations in Finland, Norway, and England.

Max amount 75.000 €
Max term 120 months
Rate type Targeted
Apply for renovation loan

Mortgage

Tailor-made solutions for purchasing a main residence, second home, or investment property. Experience negotiating with major banks in Finland, Norway, and England, seeking better conditions according to your profile.

Fixed, variable, or mixed mortgage. We guide you with mandatory life insurance and all procedures according to the regulations of Finland, Norway, and England (Consumer Credit Act/FCA).

Max amount No limit
Max term 30 years
Deposit From 0%
Calculate mortgage
Property purchase
Debt Consolidation

Debt consolidation

Consolidate all your loans (personal, cards, mortgages) into a single payment, extending terms to lower the monthly amount (up to -60%) and improving your monthly cash flow.

Centralize your payments with a single provider, simplifying your financial management. Possibility to incorporate extra cash according to the legal limits of Finland, Norway, and England.

Saving -60%/month
Max term 25 years
Management One single payment
Consolidate debts

Business and Self-Employed Loan

Financing for working capital, investments, purchase of vehicles, machinery, or real estate. We process for self-employed, SMEs, or large companies according to accounting requirements in Finland, Norway, and England.

Grace period option for new businesses. Possibility of personalized conditions and adapted taxation (interest deductible from Corporation Tax or Income Tax).

Amount Tailor-made
Term 7 years
Taxation Deductible
Finance business
Business credit
Student Loan

Study finance

Finance tuition fees, accommodation, materials, or Erasmus grants. Defer capital repayment until studies are finished, option to pay only interest during the academic period.

Requirements adapted to the university system in Finland, Norway, and England. Repayment starts when you find your first job.

Max amount 50.000 €
Grace period Yes
Rate type Preferential
Apply for student loan

Health and Wellness Loan

Access private medical treatments, dental procedures, eye or cosmetic surgery, prosthetics, and others. Maximum speed and confidentiality.

Convenience of monthly payments, advancing the amount and adjusting the instalments to your budget.

Max amount 20.000 €
Term 60 months
Decision Urgent
Finance treatment
Financial health

Why choose us?

We distinguish ourselves by a human touch, cutting-edge technology, and total transparency in all our terms and contracts.

Extreme speed

We answer instantly and the money is transferred in less than 24h after signing the contract.

Total transparency

No hidden fees and a contract in clear English. You will know the total you will pay before signing.

Maximum security

All your data is encrypted according to European regulations (GDPR, 256-bit SSL) and we will never share it without your permission.

Expert advice

Specialized human team available 6 days a week to resolve queries according to the financial law of Finland, Norway, and England. No robots.

Get your money in 3 steps

Innovative and paperless digital process. No travel or face-to-face appointments.

1

Complete the form

Indicate the amount, your personal and financial details. It takes less than 5 minutes and is no obligation.

2

Sign online

If your application is approved, we offer an immediate contract to sign digitally with a security SMS.

3

Receive the funds

We release the money instantly after validating the signature. The credit is usually available in your bank within 24-48 working hours.

Easy process

Have another project in mind?

Our team studies personalized requests and builds a solution tailored to you.

Request expert advice
Need help?
Speak to an expert now.

Atención al Cliente

GKS FINANCES

Advisor

Hello! 👋<br>Welcome to GKS FINANCES. How can we help you today?

21:52

Typical reply in less than 1 hour.

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